Housing prices continue to fall — but bottom may be reached

The National Bank released its monthly house price index. The most recent month for which data is available is July.

The bank found that the national average for a home price fell 5.1 per cent in July compared to the same month last year.

But the bank also found that, for the first time in 13 months, the average price in July rose — in every region of the country — compared to the prior month.

Some more details:

The July monthly rises were 2.6% in Ottawa, 2.2% in Toronto, 1.5% in Vancouver, 0.8% in Halifax, 0.7% in Montreal and 1.0% in Calgary. For Calgary it was a first monthly rise after 12 consecutive months of decline. In three of the six markets surveyed, July prices were also above the pre-recession peak, as Halifax and Ottawa joined Montreal on this score. In the other markets, prices were still below those of a year earlier. The decline was 4.6% in Toronto, 9.3% in Vancouver and 11.1% in Calgary.

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